Take control of your financial future

It’s easy to start saving for retirement

Delaware EARNS is a flexible, secure, and seamless way to strengthen your financial future.

Already enrolled? Set up your account today. 

Your monthly investment could potentially grow over time. Use our retirement calculator to see what your financial future could look like.

Build your future

EARNS is a retirement savings program that puts you in control of your financial future.
This is an opportunity to invest in yourself with your own retirement savings account.

  • It’s easy. Once you’re added to the program, you’ll be signed up automatically for payroll contributions, unless you choose to opt out.

  • You’re in control. Decide how much you’d like to contribute each month from your paycheck, after taxes are deducted.

  • It’s your money and account. If you change jobs, or leave your job, your money and your account go with you.

  • Map your financial future. EARNS offers tools and resources to help you maximize your savings in retirement and reach your financial goals.

  • It’s smart. Your contribution rate will automatically increase by 1% each year until it reaches 10%, unless you choose otherwise.

See program details

More than a quarter of American workers have no money set aside for retirement.1 Start saving today.


1. “Your Evening Briefing: One in Four Americans Have No Retirement Savings,” Bloomberg, 17 April 2023. https://www.bloomberg.com/news/newsletters/2023-04-17/bloomberg-evening-briefing-one-in-four-americans-have-no-retirement-savings