Savers

Take control of your financial future

EARNS is a flexible, secure, and seamless way to save for retirement today

Build your future with EARNS

Delaware EARNS is a retirement savings program that puts you in control of your financial future. This is an opportunity to invest in yourself with your own retirement savings account.

Your monthly investment could grow over time

Use our retirement calculator to see what your financial future could look like.

It’s easy

Once you’re added to the program, you’ll be signed up automatically for payroll contributions, unless you choose to opt out.

You’re in control

Decide how much you’d like to contribute from your paycheck, after taxes are deducted.

It’s your money and account

Your account and funds stay with you through career changes without complicated rollovers.

It’s smart

Your contribution rate will automatically increase by one percent each year until it reaches 10% of your total pay (wages before taxes and other deductions), unless you choose otherwise.

Map your financial future

EARNS offers tools and resources to help you maximize your savings in retirement and reach your financial goals.

Aerial view of a river

More than a quarter of American workers have no money set aside for retirement.¹ Start saving today.

References

1. “Your Evening Briefing: One in Four Americans Have No Retirement Savings,” Bloomberg, 17 April 2023. https://www.bloomberg.com/news/newsletters/2023-04-17/bloomberg-evening-briefing-one-in-four-americans-have-no-retirement-savings