Take control of your financial future

It’s easy to start saving for retirement

Delaware EARNS is a flexible, secure, and seamless way to strengthen your financial future.

Already enrolled? Set up your account today. 

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Your monthly investment could potentially grow over time. Use our retirement calculator to see what your financial future could look like.

Build your future

EARNS is a retirement savings program that puts you in control of your financial future.
This is an opportunity to invest in yourself with your own retirement savings account.

  • It’s easy. Once you’re added to the program, you’ll be signed up automatically for payroll contributions, unless you choose to opt out.

  • You’re in control. Decide how much you’d like to contribute each month from your paycheck, after taxes are deducted.

  • It’s your money and account. If you change jobs, or leave your job, your money and your account go with you.

  • Map your financial future. EARNS offers tools and resources to help you maximize your savings in retirement and reach your financial goals.

  • It’s smart. Your contribution rate will automatically increase by 1% each year until it reaches 10%, unless you choose otherwise.

See program details

More than a quarter of American workers have no money set aside for retirement.1 Start saving today.

References

1. “Your Evening Briefing: One in Four Americans Have No Retirement Savings,” Bloomberg, 17 April 2023. https://www.bloomberg.com/news/newsletters/2023-04-17/bloomberg-evening-briefing-one-in-four-americans-have-no-retirement-savings